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Allied Mortgage Direct - New Jersey FHA Loans
Allied Mortgage Direct - New Jersey FHA Loans

Learn about FHA housing loans from Allied Mortgage Direct. FHA loans are insured and come with many benefits.

More Info: New Jersey FHA Loans provide low-cost insured Home Mortgage Loans. These loans come with the benefits of very low closing costs and flexible payment options, which is attractive to buyers unsure about credit ratings,
and/or buyers with less flexibility on a down payment.

The FHA Loans can be for a new home purchase or a refinance.

To qualify for a New Jersey FHA Loan it is required that the property be Owner Occupied (OO). You can get a Mortgage for condos, planned unit developments, manufactured homes, and 1-4 family residences, in which the
borrower intends to occupy one part of the multi-unit residence.

NJ FHA loans require homebuyer to invest a minimum of 3.5% of the sales price in cash for the down payment and closing costs. Although, homebuyers can use gifts from family, funds from local, state or government
agencies, or other sources for the down payment.

With a New Jersey FHA Loan the maximum financing will be 97.75% of the appraised value of the home or its selling price. The maximum amount for an FHA Mortgage varies from county to county in New Jersey. To see what the
limit is in the county in which you're interested, please contact us Allied Mortgage Direct anytime.


Category: Mortgage Lenders
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